- Ripple acquires Rail for $200 million, boosting stablecoin push.
- Leadership sees stablecoins as key in finance.
- Expansion strengthens blockchain payment capabilities.
Ripple has acquired Rail, a stablecoin payments platform, for $200 million. The acquisition was announced on August 7, 2025, and concluded by Q4 2025.
This acquisition positions Ripple to enhance its stablecoin capabilities, impacting Ripple's RLUSD and XRP. It strengthens Ripple’s standing in global B2B payments, processing 10% of $36B predicted for 2025.
Ripple has acquired Rail, a stablecoin payments platform, for $200 million. The acquisition was announced in August 2025 and finalized in Q4 2025. This move highlights Ripple's aggressive investment strategy in blockchain payments and stablecoin innovations.
Ripple and Rail's executive teams emphasize the growing role of stablecoins. Monica Long, Ripple President, and Bhanu Kohli, Rail CEO, underscore their commitment to drive stablecoin adoption. The companies aim to enhance international business payment capabilities leveraging digital assets.
"Stablecoins are quickly becoming a cornerstone of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments." — Monica Long, President, Ripple
The acquisition affects Ripple's RLUSD stablecoin and XRP by enhancing settlement capabilities. Rail's integration is expected to manage around 10% of global B2B stablecoin transactions. This development could bolster the use of digital assets in enterprise payment solutions.
Ripple's strategic acquisition aligns with its history of mergers, positioning the company as an end-to-end stablecoin provider. The enhanced payment infrastructure may solidify Ripple's market presence amidst regulatory and technological shifts in the crypto industry.
The deal's regulatory implications include Ripple's national trust bank charter approval by the OCC. This regulatory milestone supports compliance goals. Participants anticipate technological advancements in blockchain payment systems, ensuring a competitive edge in transparent digital currency environments.