- UK survey shows growing interest in crypto for retirement.
- 27% of UK adults open to crypto inclusion.
- Pension market may see potential inflows.
An Aviva survey reveals 27% of UK adults consider adding cryptocurrency to retirement plans, igniting debates across the country’s multi-trillion pound pension market in June 2025.
Potential crypto inflows could significantly impact the UK pension market, though regulatory barriers and lack of immediate institutional support remain challenges.
An Aviva survey from June 2025 highlights that nearly 27% of UK adults are open to including cryptocurrency in their retirement plans. Conducted with 2,000 participants, the survey reveals a growing interest among the UK populace.
Michele Golunska, managing director of Aviva, emphasized, “While there may be potential for higher returns via cryptocurrencies, we continue to believe pensions deliver valuable benefits – like employer contributions and tax relief – that make them attractive for long-term savings.” No direct comments from UK government or regulators indicate changes to pension policies.
The UK pension market, valued at £3.8 trillion, could witness significant inflows if even a fraction of savers allocate to crypto. Bitcoin (BTC) and Ethereum (ETH) are leading choices, though no large-scale pension fund usage is currently documented.
Investor interest notably contrasts with the lack of regulated channels, as UK retirement structures have not yet embraced crypto allocations. The survey underlines potential future changes subject to regulatory adjustments and financial product development.
Market observers note that if regulatory frameworks develop, crypto retirement allocations could reshape the UK pension landscape. Industry figures cite historical US 401(k) crypto allowance as a potential pathway for the UK.
Reports emphasize both the promise and challenges facing future retirement fund inflows into crypto. Regulatory hurdles and security concerns remain major barriers alongside the need for proper consumer education on traditional pension benefits.
